Spoiler Alert: The best rewards credit card offers are not hyped in the blogosphere.
This is the story of how I learned to sit back and wait for the superior targeted credit card offers to roll in.
In a typical week, my husband and I receive a dozen offers in the mail for new credit cards. The banks even try to induce our kid to apply for credit cards on a regular basis. My usual habit is to toss out these envelopes without opening them.
That is, until I learned how lucrative sign up bonuses could be.
