Gift Cards

Great Gift Card Deal on Tap

Chase Bank Gift Card
Pick Your Design

There is a temporary offer from Chase Bank for gift cards that can make a great present for recent graduates, or a gift for other occasions.

For those looking to meet the minimum spend requirement on a newly opened rewards credit card, these gift cards may offer some advantages, not the least of which is that they are 100% fee free.

The gift cards are can be fully personalized.

You can choose:

  • the card design;
  • a customized greeting;
  • any amount from $25 to $500; and
  • the name of the recipient embossed on the card.

There is no fee for purchasing the gift cards and postage is free.

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Eight Reasons Why I Stopped Applying for Travel Rewards Credit Cards

I am stepping off the credit card application merry-go-round — for the time being.

Here are 8 reasons why:

1.  I am still holding unspent gift cards.  I acquired a number of gift cards to meet the  minimum spend requirements for the Chase Ink Plus rewards credit card  I opened last year.  These include  ITunes, Starbucks, Amazon, and  Trader Joes gift cards.  I have about $500 of credits on these various cards that I want to spend down before incurring another minimum spend requirement.

2. I need to give my credit score a break.  My credit score took a hit from numerous credit inquiries and from lowering the average age of my accounts.  A hiatus from credit card applications will allow my accounts to mature and give my credit rating a chance to recover.

3.  I can meet my immediate travel needs with points/miles already in hand.  My family has lots of travel planned for this summer, but with 180,000 points/miles in the bank, I should be able to finance about half a dozen cross-country flights.  At a recent Frequent Flyer University conference, the advice from the experts was to use your miles to protect against program devaluations.

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