Instant Savings: $10 off iTunes Gift Card @ Staples

$10 off $50 iTunes Gift Card at StaplesOn Monday and Tuesday of next week, April 21 and 22, 2014, Staples will be selling $50 iTunes gift cards for $40.  

This is a pretty good deal because if offers a 20 percent discount on purchases of music, books,movies or apps from the iTunes store.

It is an even better deal if you have a credit card that pays 5x points at office supply stores, such as the Chase Ink cards.

Instant savings offers are my favorite.  You don’t have to file any rebate claims or wait for the check to come in the mail!

You can find the offer on page 9 of the ad for the week of April 20-26, which is posted on the Staples.com website.

This deal is limited to one per customer, and will sell out early.

Save 20% on iTunes Gift Codes

20% Discount on iTunes Cards at PayPal
20% Discount on iTunes Codes at PayPal

If you have a PayPal account you may be eligible for a special 2-day offer:  20% off an iTunes code, redeemable for yourself, or sent as  a gift.  Try this link to pull up the offer.

The 20% off offer is only applicable to one iTunes Code valued at $25, $50 or $100.  Please note that this is an e-code only; this offer is not for a physical gift card.

The offer is only available from March 20, 2014 (6 am PST) to March 21, 2014 (7:00 pm PST).   Hat tip to SlickDeals

Gift Card Purchases to Meet Minimum Spend on Rewards Credit Cards

Sometimes gift card purchases are helpful if you are trying to meet the minimum spend requirement on a new credit card to qualify for the rewards bonus.  Essentially, you can front load your purchases of essentials like groceries, or in this case iTunes credits, for use on future purchases.

For instance, the Barclaycard Arrival™ World MasterCard® offers new applicants $200 toward your next travel redemption, after you spend $1,000 in the first 90 days after opening the account.  A few gift card purchases for items that you know you will need in the near future can help you meet the minimum spend requirement.

Caution:  In no circumstances should you open a credit card for the rewards if it will cause you to spend more than you would otherwise.  Furthermore, if you do not pay off your bills in full and on time every month, you will be socked with high interest fees that far outweigh the value of any rewards.  

A Funny Thing Happened on the Way to the Drugstore

Vanilla Reload CardI was in attending a conference in Washington, DC yesterday and happened to stop in a CVS drugstore.

Out of habit, I checked the gift card rack, even though I had not seen Vanilla reload cards in Northern Virginia for a couple of months.

Everyone was picking up chocolate Halloween candy yet I was in search of vanilla!

There were no Vanilla reloads on the gift card rack, but when I was checking out I noticed boatloads of them by the cash registers in the front of the store.

Yum.

Continue reading —>

Great Gift Card Deal on Tap

Chase Bank Gift Card
Pick Your Design

There is a temporary offer from Chase Bank for gift cards that can make a great present for recent graduates, or a gift for other occasions.

For those looking to meet the minimum spend requirement on a newly opened rewards credit card, these gift cards may offer some advantages, not the least of which is that they are 100% fee free.

The gift cards are can be fully personalized.

You can choose:

  • the card design;
  • a customized greeting;
  • any amount from $25 to $500; and
  • the name of the recipient embossed on the card.

There is no fee for purchasing the gift cards and postage is free.

Continue reading —>

Eight Reasons Why I Stopped Applying for Travel Rewards Credit Cards

I am stepping off the credit card application merry-go-round — for the time being.

Here are 8 reasons why:

1.  I am still holding unspent gift cards.  I acquired a number of gift cards to meet the  minimum spend requirements for the Chase Ink Plus rewards credit card  I opened last year.  These include  ITunes, Starbucks, Amazon, and  Trader Joes gift cards.  I have about $500 of credits on these various cards that I want to spend down before incurring another minimum spend requirement.

2. I need to give my credit score a break.  My credit score took a hit from numerous credit inquiries and from lowering the average age of my accounts.  A hiatus from credit card applications will allow my accounts to mature and give my credit rating a chance to recover.

3.  I can meet my immediate travel needs with points/miles already in hand.  My family has lots of travel planned for this summer, but with 180,000 points/miles in the bank, I should be able to finance about half a dozen cross-country flights.  At a recent Frequent Flyer University conference, the advice from the experts was to use your miles to protect against program devaluations.

Continue reading —>