If you have a PayPal account you may be eligible for a special 2-day offer: 20% off an iTunes code, redeemable for yourself, or sent as a gift. Try this link to pull up the offer.
The 20% off offer is only applicable to one iTunes Code valued at $25, $50 or $100. Please note that this is an e-code only; this offer is not for a physical gift card.
The offer is only available from March 20, 2014 (6 am PST) to March 21, 2014 (7:00 pm PST). Hat tip to SlickDeals
Gift Card Purchases to Meet Minimum Spend on Rewards Credit Cards
Sometimes gift card purchases are helpful if you are trying to meet the minimum spend requirement on a new credit card to qualify for the rewards bonus. Essentially, you can front load your purchases of essentials like groceries, or in this case iTunes credits, for use on future purchases.
For instance, the Barclaycard Arrival™ World MasterCard®offers new applicants $200 toward your next travel redemption, after you spend $1,000 in the first 90 days after opening the account. A few gift card purchases for items that you know you will need in the near future can help you meet the minimum spend requirement.
Caution: In no circumstances should you open a credit card for the rewards if it will cause you to spend more than you would otherwise. Furthermore, if you do not pay off your bills in full and on time every month, you will be socked with high interest fees that far outweigh the value of any rewards.
I am stepping off the credit card application merry-go-round — for the time being.
Here are 8 reasons why:
1. I am still holding unspent gift cards. I acquired a number of gift cards to meet the minimum spend requirements for the Chase Ink Plus rewards credit card I opened last year. These include ITunes, Starbucks, Amazon, and Trader Joes gift cards. I have about $500 of credits on these various cards that I want to spend down before incurring another minimum spend requirement.
2. I need to give my credit score a break. My credit score took a hit from numerous credit inquiries and from lowering the average age of my accounts. A hiatus from credit card applications will allow my accounts to mature and give my credit rating a chance to recover.
3. I can meet my immediate travel needs with points/miles already in hand. My family has lots of travel planned for this summer, but with 180,000 points/miles in the bank, I should be able to finance about half a dozen cross-country flights. At a recent Frequent Flyer University conference, the advice from the experts was to use your miles to protect against program devaluations.