Three Ways to Offset the Amex SPG Annual Fee

images77If you don’t study your online credit card statement carefully, you could be missing out on some juicy promos.

Several months ago, I wrote about the dilemma I was facing over whether to close my Amex Starwood Preferred Guest (SPG) credit card when the $65 annual fee came due.  Ultimately, I decided to keep the card open, and accepted Amex’s retention offer of 1,000 SPG points.  

There were several factors that played into my decision:

  1. I had two other Amex accounts that I planned to close when the annual fees posted.
  2. I I wanted to retain my full credit line with Amex, by transferring the credit from the closed credit cards to an open account.
  3. I hoped to accumulate more SPG points over the course of the year, that I could transfer to various airlines to top off my frequent flyer accounts.
  4. I was close to reaching the 20,000 point threshold, when transfers to airlines earn a 5,000 point bonus.

Amex currently has targeted deals offering statement credits for over a dozen promos.  If you click on the “Offers for You” tab, you will be directed to up to a dozen targeted offers for savings off various purchases.

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One-Day Deal on iTunes Gift Cards at Staples

iTunes gift has a flash deal today (9/10/13) on $50 iTunes gift cards for $40 with free shipping.  This sale could earn you 280 Ultimate Reward points if you have a Chase Ink card and go through the Chase Ultimate Rewards online shopping portal.  (5x on office supply purchases plus 3x via Ultimate Rewards portal.)

Cards will be mailed via the U.S. post office with a tracking number.

This will sell out quickly so act now if you are interested!

Why I Buy all my Paper Goods from Staples

Five Reams of Staples Copy Paper
Five Reams of Staples Copy Paper

Do you find that Staples is overpriced for many office supplies and technology products?  I do.  I can generally do better shopping online at Amazon or NewEgg.  Target is great for school supplies.

If you keep an eye out for weekly specials, however, you can find some good deals at Staples.

There is a compelling reason to stalk Staples sales.  If you have one of the Chase Ink business credit cards, purchases at Staples and other office supply stores earn 5 times points.

I have a home office for my consulting business.  When I need to stock up on supplies for my business, like reams of copy paper, Staples is my go to store.  That is because they frequently run promotions that allow you to get a ream of paper, or sometimes a case, for “free after rebate.”

These purchases are not really free, because the rebate comes in the form of store credit which must be spent at Staples within a two to three month period.  If you are in the market for printer paper though, it’s fair to say that you are getting these supplies at half price.

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