If it’s been awhile since you had a chance to use the Pick2Pay tool on the sidebar, you may want to take a second look. This is a tool that helps you pick which credit card to use to maximize your points for a particular purchase.
The developers have incorporated a number of enhancements.
Most notable is the ability to search for rebates from cash-back portals like FatWallet as well as the credit card or airline sponsored portals.
My personal preference is to stick with FatWallet and the Chase Ultimate Rewards Mall for simplicity’s sake. Points and cash back deals for online purchases can vary considerably, though, so if you have a big purchase coming up, it is worth checking around.
Pick2Pay has now incorporated a suggested points valuation, to better enable apples to apples comparisons. For instance, a credit card may pay 5x points but if the points are only worth half a cent each, Pick2Pay will value them accordingly. The good thing though, is that you can customize the adjustments in line with your personal valuations or points earning strategies.
Have you had a chance to play around with Pick2Pay? Any thoughts?